Insurance

Statehouses across the West are considering reforms to respond to the homeowners insurance crisis. While some are hitting headwinds, concern about the issue isn’t going away.

Using a massive data set detailing some 70 million policies, researchers have found that “credit scores impact homeowners insurance premiums as much as disaster risk.”

A bipartisan bill that would require homeowner insurance companies to disclose what models they use to assess insurance prices is getting a hearing in front of the legislature Tuesday.

Idaho lawmakers are pushing a bipartisan bill to make homeowners insurance more transparent, giving residents a clearer look at how wildfire risks are driving soaring premiums and policy cancellations.

Think of the phrase 'The Wildfire Crisis.' What comes to mind? Is it walls of flame marching through pine forests, laying siege to mountain towns? Recent research highlights a different and under-appreciated risk: fast fires racing through dry grass and brush – threatening neighborhoods.

Wildfire has numerous consequences for the West and, with many statehouses now in session, lawmakers across the region are trying to respond. Now there’s a new tool to track reform efforts.

Idaho homeowners are seeing insurance premiums rise and policies canceled as fears of catastrophic urban wildfires grow, prompting bipartisan concern at the state capitol.

As many homeowners face a growing insurance crisis, state leaders across the region are considering reforms. Two groups have recommendations for them as state legislatures begin convening again.

New data also points to major insurance impacts in places surprising to many, including the Snake River Plain.

A consumer advocacy group is asking top insurance companies to adopt a list of nine protections aimed at increased transparency and fairness.